How To Get Your Kids To Start Saving
As much as I love (and I mean LOVE) summer there are some good things that come from Fall; warm days and cool nights make it nice to lay off the heating or air conditioning, being able to get cozy with a nice hooded sweatshirt, fireplaces are starting to be used again, a list can go on.
The downside: Fall = the awareness that winter is around the corner. A good idea is to plan ahead with your finances for what could happen and what you are going to need for this coming winter.
1.) Check your houses weather stripping, attic insulation and for any drafts that may have happened over summer. All of these things could end up costing you more money in the winter months for heating your house (no point in heating the outside). If you’ve had drainage issues in the past, drainage contractors Hinsdale can inspect your home and let you know if French drains will help your situation and where they should be located. Another factor is a little bit of maintenance on these areas will ensure that bigger problems don’t arise during the winter months. If you think about it – a little bit of caulking or weather stripping could make sure that no water is getting into your house because if it does – you now have to worry about mold, drywall repair and a whole bunch of unwanted price tags. If you think that you are experiencing foundation issues, click here for a foundation repair Ottawa business.
2.) If you haven’t used a programmable thermostat before – START! I am guilty of having my air conditioning on all summer because there is nothing worse than overheating in your own home. In the fall and winter months you should keep your thermostat lower. Even 1 to 3 degrees lower than you usually had it makes a huge difference. Besides, when it’s a little bit colder in your house, bundle up, put on a blanket and slippers and cuddle up with a love one.
3.) Don’t hate me for saying this next part: Start your Christmas Shopping now! WE have just over 3 months to go. Think of it this way… what will be easier for you financially. If you typically spend $2,000.00 on Christmas presents would it be easier to spend all $2,000 in December or if you start spending $500 to $750 monthly? It’s much easier to monitor if you to it slowly – also you are less likely to impulse buy the closer Christmas stress builds. Impulse buying usually equals over spending.
4.) Start watching for deals with auto mechanics or dealerships. Start saving or even buy your winter tires early and book an appointment to get them put on and your car winterized. If you don’t take care of your car for the winter, then you are taking a risk in many factors. Losing control on the road and hurting yourself or someone else or if your car breaks down it can get awfully cold waiting for help. Come to think of it: start building your Winter Driving Emergency Survival Kits now! (if you don’t know what you should put in it – check out this link .
It’s time to snuggle up and spend some time indoors. A good family night activity one night is to sit and look through all of your summer vacation pictures and reminisce about those warm days of summer! I know I am going to miss it.
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