If I had a dollar for every time someone I spoke to, debt or no debt, said to me that they wish they knew more about saving and budgeting, I would be a very rich person… Speaking to people with debt on a daily basis has often made me wonder why there isn’t a mandatory…
I love nice weather, hanging up my pants, putting on some shorts and cracking a nice cold beer. . That being said as I have gotten older I have really become fond of a nice cold beer on a hot summer day. I am no beer expert but I know a good beer when…
Ever since my daughter was able to make decisions, I’ve been consciously grooming her for a full life. A life of success, happiness and wealth. I’m a strong believer that, it’s the choices we make every day that will determine our outcomes in life, and setting her up for making great choices is extremely important.…
I don’t know about you but I like my toys. Maybe I have a problem, I see something cool, new or innovative and I have to have it. For example I saw a video on-line of a robot that cleans your barbecue grill for you, granted it was the size of a Frisbee but I…
You carry a balance, and make just minimum payments every month Carrying a credit card balance, and just making a minimum payment is expensive. You often pay 5 times more than the cost of the purchase. So if you thought it was a good idea to but that new big screen TV on your credit…
Everyone has stress. Money issues, relationships, job not going the way you wanted. There is always something stressing on you either mentally or physically and too many people are not doing anything about it. Just as everyone has stress, everyone should also have that one thing that can calm them down. Whether it be reading,…
Who isn’t in debt these days? Most people I talk to are in some kind of debt whether it is student loans, mortgages or credit card debt and one thing they all have in common is stress about the position they are in. Now add a baby to the mix and this can create anxiety…
To get debt free, think differently! Debt is just a math problem, if you change the equation, you can change the result. To change the equation, you need to modify how you think about money. Take a look at these common beliefs that keep some people in debt. 1. Debt is normal. everyone has it!…
It’s an interesting question because I came across an article the other day, and someone was asking how they were ever going to meet someone, or even get up enough courage to look for someone, when they have $100,000.00 in debt. It could potentially take years for them to reach the income level in order to…
I went on a bit of a rant today on a drive to meet my accountant. I’ve lost count of people I’ve met that think the activity of just paying the minimum monthly payment on their credit cards is accomplishing something. Even worse are the folks that make random payments only when they can afford it by…
