Will US Based Debt Settlement Companies Abandon Clients in 2013?

I’ve banged on this drum for awhile.  US based debt settlement companies bill consumers in Canadian dollars, but most of their staff appears to be in the US.  So what happens if the Canadian dollar dips to $0.80?  I fear one of two things. They might either abandon their clients because it will become economically impossible to…

Are US Based Debt Settlement Companies Legitimately Licensed To Negotiate Your Credit Card Debt in Canada?

This is the question on my mind.  During the summer of 2011 I had a random visit from a Ministry of Consumer Services Inspector.  These types of inspections are fairly common in my line of work, and the inspector was very kind and helpful. In Ontario, the business of arranging a payment between a creditor…