For the latest news we’d always suggest you check with Citizenship and Immigration Canada first, however as it stands today, the good news is that you can still deal with debts and help a loved one to join you in Canada.
The biggest effect that a debt problem will cause you with an immigration application is that you cannot sponsor someone’s application to come to Canada as an immigrant whilst being an undischarged bankrupt at the same time. That is why Total Debt Freedoms bankruptcy aversion program will work for you! This works like how lawyers focused on chapter 13 bankruptcy would help, that is, to get out of debt in in steps.
The Immigration rules only prevent you from sponsoring someone if you are an undischarged bankrupt, and it will take a minimum of 9 months for first time bankrupt to be discharged.However, make sure that you read info about student loan discharge to get more clarity. It’s ok to enter a debt negotiation company and sponsor at the same time as your application as it does NOT affect your application.
You also will not have to wait out this 9 month period before you begin your sponsorship. You can still apply for Canadian Citizenship regardless of whether you have entered a debt negotiation program and does not prevent you from still being able to benefit from the rights and freedoms that being a Canadian Citizen provides.
If you would like to verify the above noted information you are welcomed to contact Citizenship and Immigration Canada at 1-888-242‑2100, or visit their site at http://www.cic.gc.ca/english/index.asp
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