I have to ask you, when was the last time you committed a random act of kindness? I don’t mean just holding a door for someone, or getting someone a beer on a hot day! I mean really went out of your way to make someone’s day. I ask this because of an article I…
Have you ever been stuck looking for change at the vending machine, or parking meter? I know I have. Just a heads up that now your change may not even work in machines anymore. The Canadian government is in the process of redesigning and printing new money. They started the redesign with our 50, and 100 dollar…
Here at Total Debt Freedom our foundation is built on our core values, one of them being “Go the extra mile” which completely ties into exceeding expectations. To me this means that I will do whatever it takes to ensure that every client and vendor is raving about our program and people. If that means I have to…
I had received this blog and I wanted to share it with you. It outlines that “consumer credit accounts are roughly 45 percent of total household interest payments”. WOW, It’s no wonder we all feel the proverbial pinch, with every transaction being made on plastic, or electronically how are we supposed to manage our money anymore? With “enter…
Seeing as though today is the first day of Spring – everyone sets their sights on their house, apartment, car, closet, etc. There is nothing wrong with any of those but one thing people forget about “cleaning” is their finances. Take some time this coming weekend to go over all of your financial obligations and…
Many people look at complaints as something bad and unwanted; a complaint is made by someone who is in no way happy with you, your product or the services you have provided. Here at Total Debt Freedom we welcome complaints, to us it is free advice on what or where we went wrong. It gives…
This blog has been brought on by one simple point – the increasing price of Gas. It has got my mind spinning and trying to figure out budgeting and what I need on a monthly basis and what I want on a monthly basis. Without Gas I can’t get to work – without going to…
For those of us in Southern Ontario we have been quite lucky by having a mild winter so far. Some of us were hit with quite the snow storm all day Saturday. It’s finally starting to look like Winter out there. Let’s take a look at some ways to help keep the heat in and…
In Ontario, our Family Day is approaching on Monday, February 20 and we finally have some snow!! The main purpose of this holiday in February was for several reasons. After New Year’s Day we didn’t have a Statutory Holiday until April for Good Friday and with so many people having the “Winter Blues” (this blogger…
Last weekend I went out for dinner with my family we didn’t want to do anything to fancy so we decided to go to a local pub. We were greeted at the door and taken to our table. The hostess told us our waitress would be with us shortly. After only about 5 minutes our…
