Just like the title says, here are 5 spending habits that will land you in some personal debt. Read on! 1. Not knowing We’ve said it before, and we’ll say it again: knowing how you currently stand financially is a huge part of your money-battle. Whether you’re in debt, at zero, or adding to your…
If you’re in debt, you’re in good company. The average Canadian household owes $100,000 according to a financial survey earlier this year. That means all kinds of debt – student loans, credit card debt, mortgages and more. But – even though so many Canadians are in debt, doesn’t mean you want to be there forever.…
So the long weekend is just around the corner. The kids want to get out of the backyard, you want to escape the crowds – and everyone is ready for a summer break! But what do you do when everything is booked, the roads are going to be busy and seasonal rates boost the overall…
Last week we took a look at an easy way to track your spending. With a little bit of review time, you now know what you spend your cash on. Chances are, there are some loose ends that could stand a little bit of tightening up! If you found a few spare bucks in your…
We’ve all been there: a paycheck comes, we pay a few bills and have a fun weekend… and then the money is gone! Where did it go? Without checking on your checking account (sorry for the pun there) you’re really going to have no idea what your spending habits are like. People that don’t track…
So you’ve got a week off this summer but you don’t have big plans yet. That’s a great position to be in! If you’re a flexible traveler, and are ready to go where the deals are, you can have a great summer trip with minimal expenses. Part of the fun will be telling your friends…
They’re around… they’re lurking their on most of our credit card bills. Tiny amounts (or big ones!) that add up slowly over time. Nope, I’m not talking about surcharges or hidden fees – I’m talking about fees that you knowingly sign up for and pay for each and every month – thinking that you’ll save…
Have you ever wondered how the rest of Canadian couples spend and allocate their money? Well, here are some interesting number released by Stats Canada. (Keep in mind that these stats have been calculated in regards to Canadian couples that have at least one member 45 years or older). The study breaks down the way…
Ok, ok – we all know how to use coupons, but it’s important to remember that even though you’re getting a deal you’re only actually saving money if it’s something that you would have purchased anyways. Occasionally coupons can wind up costing you much more than you wanted to spend – all in the name…
With summer warmly approaching, it’s time to start thinking about your energy bill – and how you can be the most effective. Remember those times in the winter when you bumped it up a few extra notches? Well, if you did it at the expense of ‘not spending as much in the summer’ it’s now…
