As I try to understand what our clients go through with settling their debts and the struggles that it takes, I look back to my own personal journey of losing weight and can see a lot of similarities. I, like many of us, have been trying to lose weight for years with no success. Much…
Hello again friends, I’m writing this week to share some new information that has been brought to my attention. I was not aware that at anytime my credit card information can be sold to a new company without my knowledge. It is now old news but I recently found out that MBNA Canada has sold…
As we all know it is the New Year and we all have our goals, and for most of us in our top ten is something to do with our financial situation. So I have thought long and hard to put together what I think would be some helpful tips for you to feel better…
I had received this blog and I wanted to share it with you. It outlines that “consumer credit accounts are roughly 45 percent of total household interest payments”. WOW, It’s no wonder we all feel the proverbial pinch, with every transaction being made on plastic, or electronically how are we supposed to manage our money anymore? With “enter…
I was recently talking to a friend of mine and she really had my brain spinning. She was all up in arms, fuming angry because she found out that an American whom she respected had Political beliefs that she doesn’t agree with. She couldn’t understand why I was so calm (and frankly didn’t care) and…
Have you ever gone above and beyond for someone just “because”? Or has anyone done that for you? Have you ever heard the saying; “do one nice thing for someone a day”. It’s simple really – hold the door for someone, help someone carry something that you can tell they are struggling with. One thing…
Now that I have your attention – it is possible to have your money sitting in an inactive account in a bank you used to bank with. Mind boggling isn’t it? It was recently brought to my attention that there is a Government website where you can search your name and see if there is…
Well, the kids are now officially back in school and you are officially back to work full time. I don’t know about you but after a nice vacation I find it very difficult to get myself out of bed (let alone getting kids out of bed) to put my nose back to the grindstone. It’s…
We all know that debt is a regular part of your financial life, but at some point we all expect to get out of it – that’s what we plan for, and that’s why you’re reading this blog. But an interesting study released on behalf of CIBC indicates that Canadians are spending a much longer…
In Dave Ramsey’s book, ‘The Total Money Makeover’, he brings up a really interesting theory about how to get out of debt. It’s called The Debt Snowball. The theory works for people that are trying to get out of a few channels of consumer debt. While it’s opposite to some conventional thinking about debt, it…
