I had received this blog and I wanted to share it with you. It outlines that “consumer credit accounts are roughly 45 percent of total household interest payments”. WOW, It’s no wonder we all feel the proverbial pinch, with every transaction being made on plastic, or electronically how are we supposed to manage our money anymore? With “enter…
Seeing as though today is the first day of Spring – everyone sets their sights on their house, apartment, car, closet, etc. There is nothing wrong with any of those but one thing people forget about “cleaning” is their finances. Take some time this coming weekend to go over all of your financial obligations and…
It’s so easy to think negatively – and quite frankly more people are pessimistic as opposed to being optimistic in the world these days. Everything is sad, turn on the T.V. and you see the news. Front page of the newspaper. Your friends, colleagues, family, clients, almost everyone you talk to there is something wrong.…
Whether you’ve had some credit card debt in the past, or are new to the credit card game a pre-paid card can be a great way to enhance your credit card skills, or stop dangerous spending. With most of the great benefits of a credit card, and a definite spending cap, financial success could be…
Just like the title says, here are 5 spending habits that will land you in some personal debt. Read on! 1. Not knowing We’ve said it before, and we’ll say it again: knowing how you currently stand financially is a huge part of your money-battle. Whether you’re in debt, at zero, or adding to your…
Ok – welcome to your summer! This year is going to be different when it comes to your credit cards. If you’re anything like me, sometimes you need a little kick in the rear end to get motivated with savings and debt reduction. Consider this that kick! Here are 4 great rules for credit card…
There are several companies who advertise that they can help you with your credit card debt, unfortunately some of them are a total scam and will take your money without doing any work. I’m talking about “debt management”. I’ve heard too many people tell us they have responded to an ad promising debt management help…
What’s the deal with carrying a credit card balance, why are people okay with it? If you are charging on your credit card, collecting tons of free rewards and paying off your balance in full every month, congratulations you are what credit card companies would consider the true deadbeat. They barely make any money off…
Probably not. Here’s the thing, lawyers are not cheap. Trust me, I know, I’ve used them many times. They are very good for handling legal matters like fighting over an outcome in court that you rightfully need to win. But that’s about it. But if you have credit card debt, and you legitimately owe it,…
Earlier this year the government made some changes to the disclosures credit card companies need to make on the statements you get in the mail every month. The changes force creditors to talk about how long it will take you to get out of debt just by making the minimum monthly payments. Something they have…
