The most wonderful time of the year is approaching! It’s my favourite holiday by far and I get giddy with Christmas around. At first when I was thinking “I shouldn’t write a blog about Christmas yet! My poor readers are going to think I’m crazy!”
Then I did something which I think everyone should do – Look at a calendar.
It’s November 8th, Christmas is 47 days away. Lots of time right? But that’s not the type of calendar I’m talking about here.
Look at your PAY Calendar! Many of you will be quick to realize that Christmas is 3 to 4 pay checks away! If you get paid semi-monthly then you have 3 pay checks – if you are paid bi-weekly you have 3 as well unless you are a last minute shopper and then you get 4 because one falls on the 23rd. I don’t know about you – but all of a sudden my heart is beating quicker and I’m now starting to figure out how I’m going to pull off my monthly bills and still have enough to buy everyone I love something special.
Start your shopping now on your next pay check or putting money aside for it. The longer you leave it to the date the chances are you are going to spend more money than you can afford. You are going to panic, impulse buy and over spend. If you have 6 people to buy for make a clear rules to spend what you can afford, If it’s $50 a person then take $100 per pay check for the next 3 pay checks and you are set!
Want some more savings tips for your savings this Christmas? Stay tuned to my next blogs and I can deliver (I’d like to think of myself as a Santa – you ask, I will deliver 😉 )
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