Ok, ok – we all know how to use coupons, but it’s important to remember that even though you’re getting a deal you’re only actually saving money if it’s something that you would have purchased anyways. Occasionally coupons can wind up costing you much more than you wanted to spend – all in the name of chasing a deal.

Here are some pitfalls to avoid and some things to consider the next time you’re hit with the urge to clip a coupon, buy a Groupon or capitalize on a sale.

Coupons for you:

You need to remember when a deal is a deal – or just another way to spend some money. If you happen to come across a coupon or big sale on golf clubs (but already have a set that works fine), is it actually worth spending money to save money?

The moral of the story here: get deals when you’re ready to spend on something specific. Don’t allow yourself to be taken over by impulse – just because it feels like a deal.

Check out the Details:

Sometimes the fine print can get you! Before committing to a purchase or coupon, be sure to check out all the terms and conditions. That dinner coupon – did you know that you need to order 2 drinks and an appetizer to get the half priced entree? Do some quick mental math to see if it’s more than you’d usually spend on the meal – and then decide if you’re getting a deal or not.

Where to get more Coupons:

Aside from the standard places like your mail box and flyers, the internet is an amazing coupon resource. Checkout sites like Groupon, Flyerland and Smart Canucks for real-time savings and deals. Part of making purchases is doing your research and looking for the best prices. Sites like these are easily searchable, leaving you with some quick work to find what you want.

Remember – keep your coupon spending productive. Use them to purchase things you actually need – and don’t let yourself get sucked into purchases because you just couldn’t pass up that next deal.

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