There are a few options available when trying to get a credit card when you have bad credit.

Before you decide that this is a good alternative for you, always  remember on anything you purchase you generally have up to 22 days or so to pay the balance off before the interest is tacked on. If you take a cash advance, interest is added daily so be wise on how you use this type of card.

A pre-loaded Visa or MasterCard is a good option. You can purchase these at your local gas station or grocery store. You can buy them in increments of $25.00, $50.00 and $100.00. Some of the benefit’s by purchasing these type of cards is there is no interest rate, no contracts, and pretty much hassle free.

You buy the card just like you would if you were purchasing a gift card, but you have the flexibility to use it pretty much anywhere.

For the best option for getting a credit card with bad credit, check out the video below.

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