Seeing as though today is the first day of Spring – everyone sets their sights on their house, apartment, car, closet, etc. There is nothing wrong with any of those but one thing people forget about “cleaning” is their finances. Take some time this coming weekend to go over all of your financial obligations and…
At Total Debt Freedom our number one goal is to create raving fans, from employees to vendors and most importantly our clients. We learned this concept from Ken Blanchards’ audio book titled “Raving Fans” By giving ourselves that goal, and ensuring it is in our sights at all times (if it isn’t in writing it…
Many people look at complaints as something bad and unwanted; a complaint is made by someone who is in no way happy with you, your product or the services you have provided. Here at Total Debt Freedom we welcome complaints, to us it is free advice on what or where we went wrong. It gives…
It’s March 13 and in Ontario, parents are 2 days into March Break. Are you running out of ideas yet? Well Look no further! Here are a couple ideas on what you can do this week for March break! 1.) Spring Clean! Tell your kids to go through their old toys and video games and…
At least once in your life you are going to purchase something known as a “Big Ticket Item”. These things are typically a house, a car, a motorcycle, an airplane, etc. We all know you are eventually going to do it, and chances are you know for years that you are going to. For instance,…
This blog has been brought on by one simple point – the increasing price of Gas. It has got my mind spinning and trying to figure out budgeting and what I need on a monthly basis and what I want on a monthly basis. Without Gas I can’t get to work – without going to…
In Ontario, our Family Day is approaching on Monday, February 20 and we finally have some snow!! The main purpose of this holiday in February was for several reasons. After New Year’s Day we didn’t have a Statutory Holiday until April for Good Friday and with so many people having the “Winter Blues” (this blogger…
This image above is an actual complaint posted on the internet from a client of Total Debt Freedom. You can click on the complaint to read the details. Our debt settlement program is very successful for many people; unfortunately it is not the best fit for everyone. It requires discipline and commitment to the process…
Last weekend I went out for dinner with my family we didn’t want to do anything to fancy so we decided to go to a local pub. We were greeted at the door and taken to our table. The hostess told us our waitress would be with us shortly. After only about 5 minutes our…
So we are 1 month into 2012 and all of the awesome New Year’s Resolutions that have been made. The question is; are you still on track? If you have fallen off the Resolution train how are you going to get yourself back on? It’s normal in life to have some moments where you are…
