In Dave Ramsey’s book, ‘The Total Money Makeover’, he brings up a really interesting theory about how to get out of debt. It’s called The Debt Snowball. The theory works for people that are trying to get out of a few channels of consumer debt. While it’s opposite to some conventional thinking about debt, it…
On Total Debt Freedom’s Facebook Wall, we asked you what you wanted to read on our blog. You came back with some great answers, and here are some of the results! Thanks to Jodi Thompson, Tim Trobacher and Mike Cowley for shouting out the need to look at how to save on gas! It’s one…
On Total Debt Freedom’s Facebook Wall, we asked you what you wanted to read on our DEBT FREE LIVING blog. You came back with some great answers, and here are some of the results! Thanks to Debbie Bashford for suggesting we let younger fans know how they can start building a good credit rating now…
Here comes another easy budgeting tip for beginners. Some parts of saving and budgeting money come naturally, and some are tough. If you’ve already done the tough part and budgeted out how much money you’re able to safely spend during a week, sticking to that goal should be relatively easy. Money in hand It’s called the…
Here we are in the dog days of summer again. Just as the days are getting a bit lazier, it’s time to see the hottest articles at Total Debt Freedom! We checked into our stats, and here are our top 5 articles from July: 1. Canadian Personal Debt is on the Rise: Learn more about…
So the long weekend is just around the corner. The kids want to get out of the backyard, you want to escape the crowds – and everyone is ready for a summer break! But what do you do when everything is booked, the roads are going to be busy and seasonal rates boost the overall…
Last week we took a look at an easy way to track your spending. With a little bit of review time, you now know what you spend your cash on. Chances are, there are some loose ends that could stand a little bit of tightening up! If you found a few spare bucks in your…
We’ve all been there: a paycheck comes, we pay a few bills and have a fun weekend… and then the money is gone! Where did it go? Without checking on your checking account (sorry for the pun there) you’re really going to have no idea what your spending habits are like. People that don’t track…
So you’ve got a week off this summer but you don’t have big plans yet. That’s a great position to be in! If you’re a flexible traveler, and are ready to go where the deals are, you can have a great summer trip with minimal expenses. Part of the fun will be telling your friends…
They’re around… they’re lurking their on most of our credit card bills. Tiny amounts (or big ones!) that add up slowly over time. Nope, I’m not talking about surcharges or hidden fees – I’m talking about fees that you knowingly sign up for and pay for each and every month – thinking that you’ll save…
