If you’re in debt, you’re in good company. The average Canadian household owes $100,000 according to a financial survey earlier this year. That means all kinds of debt – student loans, credit card debt, mortgages and more. But – even though so many Canadians are in debt, doesn’t mean you want to be there forever.…
So the long weekend is just around the corner. The kids want to get out of the backyard, you want to escape the crowds – and everyone is ready for a summer break! But what do you do when everything is booked, the roads are going to be busy and seasonal rates boost the overall…
Last week we took a look at an easy way to track your spending. With a little bit of review time, you now know what you spend your cash on. Chances are, there are some loose ends that could stand a little bit of tightening up! If you found a few spare bucks in your…
We’ve all been there: a paycheck comes, we pay a few bills and have a fun weekend… and then the money is gone! Where did it go? Without checking on your checking account (sorry for the pun there) you’re really going to have no idea what your spending habits are like. People that don’t track…
They’re around… they’re lurking their on most of our credit card bills. Tiny amounts (or big ones!) that add up slowly over time. Nope, I’m not talking about surcharges or hidden fees – I’m talking about fees that you knowingly sign up for and pay for each and every month – thinking that you’ll save…
One of the biggest expenses that our customers complain about is unnecessary costs on food! Eating out, wasted money on groceries and more really mess with your budgets. Here are a few things to keep in mind the next time you open the fridge and realize it’s time to make some grocery purchases. Make a…
Have you ever wondered how the rest of Canadian couples spend and allocate their money? Well, here are some interesting number released by Stats Canada. (Keep in mind that these stats have been calculated in regards to Canadian couples that have at least one member 45 years or older). The study breaks down the way…
Ok, ok – we all know how to use coupons, but it’s important to remember that even though you’re getting a deal you’re only actually saving money if it’s something that you would have purchased anyways. Occasionally coupons can wind up costing you much more than you wanted to spend – all in the name…
They’re baaaaaaaaaak. Kids all around the country are heading home after the final school bell of the year. Now that the rugrats are home for the summer season, it’s up to you to keep them entertained for the better part of 2 months. While you’d like to take the kids on roller coasters, through every…
As a reader of this site (along with many average Canadians), there is a good chance you are working on getting rid of some debt. As you responsibly rid yourself of the red section of your financial spreadsheet, here are some killer habits to avoid. While there are many out there, here are the top…
