Now that I have your attention – it is possible to have your money sitting in an inactive account in a bank you used to bank with. Mind boggling isn’t it? It was recently brought to my attention that there is a Government website where you can search your name and see if there is…
As much as I love (and I mean LOVE) summer there are some good things that come from Fall; warm days and cool nights make it nice to lay off the heating or air conditioning, being able to get cozy with a nice hooded sweatshirt, fireplaces are starting to be used again, a list can…
We all know that debt is a regular part of your financial life, but at some point we all expect to get out of it – that’s what we plan for, and that’s why you’re reading this blog. But an interesting study released on behalf of CIBC indicates that Canadians are spending a much longer…
Many Canadians have run into debt issues at one time or another. Whether it’s consumer credit card debt, student loans or a big time mortgage, owing money is often a part of life. After reading Total Debt Freedom’s DEBT FREE LIVING blog for a few months, and employing any of our debt-busting strategies, you’re going to…
In Dave Ramsey’s book, ‘The Total Money Makeover’, he brings up a really interesting theory about how to get out of debt. It’s called The Debt Snowball. The theory works for people that are trying to get out of a few channels of consumer debt. While it’s opposite to some conventional thinking about debt, it…
On Total Debt Freedom’s Facebook Wall, we asked you what you wanted to read on our DEBT FREE LIVING blog. You came back with some great answers, and here are some of the results! Thanks to Debbie Bashford for suggesting we let younger fans know how they can start building a good credit rating now…
Here comes another easy budgeting tip for beginners. Some parts of saving and budgeting money come naturally, and some are tough. If you’ve already done the tough part and budgeted out how much money you’re able to safely spend during a week, sticking to that goal should be relatively easy. Money in hand It’s called the…
Whether you’ve had some credit card debt in the past, or are new to the credit card game a pre-paid card can be a great way to enhance your credit card skills, or stop dangerous spending. With most of the great benefits of a credit card, and a definite spending cap, financial success could be…
Here we are in the dog days of summer again. Just as the days are getting a bit lazier, it’s time to see the hottest articles at Total Debt Freedom! We checked into our stats, and here are our top 5 articles from July: 1. Canadian Personal Debt is on the Rise: Learn more about…
Just like the title says, here are 5 spending habits that will land you in some personal debt. Read on! 1. Not knowing We’ve said it before, and we’ll say it again: knowing how you currently stand financially is a huge part of your money-battle. Whether you’re in debt, at zero, or adding to your…
