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Category Archives: CEO Richard Cooper

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Is debt settlement bad for credit?

Too many people drowning in a sea of debt focus on what their credit looks like; it’s like a deer caught in the headlights.  People are frozen with fear and usually choose to do nothing. Guess what, if you are in so much debt you are unable to dig yourself out you need to figure…

September 29, 20102 CommentsCEO Richard CooperBy Richard Cooper

New Disclosure Tells Me I'll Be In Debt For Over 102 Years!!!

Earlier this year the government made some changes to the disclosures credit card companies need to make on the statements you get in the mail every month.  The changes force creditors to talk about how long it will take you to get out of debt just by making the minimum monthly payments.   Something they have…

September 21, 20106 CommentsCEO Richard Cooper, Credit CardsBy Richard Cooper

Deanna Natale Law Offices

Is Deanna Natale Law Offices a scam or the real thing?  The big question Canadian’s have is am I going to be sued? The amount of questions we get from people looking for answers about Natale Law Offices is unreal; they are a boutique law firm that advocates for collection agencies and as such they have a huge reach and…

September 8, 20102 CommentsCEO Richard Cooper, Collection AgenciesBy Richard Cooper

Is DIY Debt Settlement Easy?

There are literally hundreds of articles on the Internet that talk about how easy it is to settle your debt for pennies on the dollar.  The truth is pretty much anything can be done yourself if you have enough know how, time and resources.  To be successful at something as tough as debt settlement you…

August 30, 20102 CommentsCEO Richard CooperBy Richard Cooper

Why Debt Settlement is Like a Canoe Trip

I feel a little silly writing this blog post, but I couldn’t help but to parallel my recent 4 day Algonquin Park adventure to what people experience when they go through our credit card debt relief program. When you are paddling a canoe in Algonquin Park, you usually have lots of time with your thoughts as you slip…

August 17, 20104 CommentsCEO Richard CooperBy Richard Cooper

Is Credit Card Insurance Worth It?

Credit card insurance is a popular upsell offered by credit card companies to their card members.  It’s usually an insurance policy that covers you if you lose your job. Most people we talk to are confused by their level of coverage. But you can Get More Info here, if you want to enlighten yourself. They…

August 10, 20102 CommentsCEO Richard CooperBy Richard Cooper

Keeping Up With The Joneses – Why I Think It’s Dumb.

Just like most people believe they are all awesome drivers, they also assume they aren’t spending money needlessly. I first learned about this concept of keeping up with the Joneses in elementary school.  It was at a time were teachers were talking about Maslow’s Hierarchy of needs.  It’s pretty simple, there are several needs humans…

July 27, 20104 CommentsCEO Richard CooperBy Richard Cooper

Extended Warranties – Do You Really Need Them?

Extended warranties are the rave these days at retailers and cash register checkouts.  At one time they were exclusively used to boost profits at car dealers. Margins are thin so car dealers weren’t making much on the sale of the car, but they made a killing when they sold extended warranties.  Car dealers now offer…

July 19, 20103 CommentsCEO Richard CooperBy Richard Cooper

Saving Money the British Way

The English have long been admired for their frugality and practicality. Much of the reason why England survived the U-boat blockade during both world wars can be traced back to the tolerance of the English to live on the basics. There were many times in British history where food, toiletries and even garments were rationed.…

July 12, 20102 CommentsCEO Richard CooperBy Richard Cooper
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