More than once in my lifetime I’ve been called cheap, mostly by woman, but I’m not, I’m frugal. There’s a big difference and I’ll explain why. Frugal people will buy a used car they really wanted 2-3 years ago because they let some other fool pay the depreciation for the first couple of years, cheap people…
There are several companies who advertise that they can help you with your credit card debt, unfortunately some of them are a total scam and will take your money without doing any work. I’m talking about “debt management”. I’ve heard too many people tell us they have responded to an ad promising debt management help…
You don’t need goals, you need better rituals. New Year’s resolutions are routinely set, and broken. It’s not because people weren’t disciplined enough or didn’t have goals, it’s because they didn’t create better rituals that align with those goals. Think about it, tons of people set the goal of getting healthy and fit every New…
I met Sean Stephenson recently at a conference, this 3 foot giant can inspire anyone. Sean has a rare disorder called osteo genesis imperfecta. Basically that mean’s his bones are very brittle and break easily. His parents were told he wouldn’t live very long after birth. But Sean didn’t give up. He is a board…
Is money the root of all things evil? Find out here.
What’s the deal with carrying a credit card balance, why are people okay with it? If you are charging on your credit card, collecting tons of free rewards and paying off your balance in full every month, congratulations you are what credit card companies would consider the true deadbeat. They barely make any money off…
People need to “get” that debt is mostly bad. Somebody always profits from debt and its usually not the borrower. Borrowing against an asset that depreciates is dumb. I’m talking about people that can’t afford to pay cash for that new TV and they think that it’s a good idea to buy it on a credit…
Schools are supposed to prepare us for the real world. They teach us skills like: English, math, history, geography. They run us around a racetrack so we don’t get fat and teach us where babies come from and how to avoid becoming a teenage parent. Here’s the thing though. Isn’t personal finance and real lessons…
I’m pretty habitual, so I usually travel the same route every day to work and back, at around the same time. So I often see the same cars and people in them at stoplights. It blows me away to see folk’s driving a car that is obviously in desperate need of a new set of…
I need to take a moment and be a little mean here. I’m not talking about “bully” mean, but the kind of mean where you just need to call stuff as it is. I’m talking about sitting you down as your old man would and having an honest discussion about the facts of life, it’s…
