Don’t let your residential TV, Internet, or Phone provider rip you off any more. Chop your bill by 1/3. I got into a situation where I took a “teaser rate” from a big Canadian provider. FYI a teaser rate is used to deeply discount the monthly service fee for a limited time, usually 6-12 months, and usually…
DetailsLast week we took a look at an easy way to track your spending. With a little bit of review time, you now know what you spend your cash on. Chances are, there are some loose ends that could stand a little bit of tightening up! If you found a few spare bucks in your…
DetailsWe’ve all been there: a paycheck comes, we pay a few bills and have a fun weekend… and then the money is gone! Where did it go? Without checking on your checking account (sorry for the pun there) you’re really going to have no idea what your spending habits are like. People that don’t track…
DetailsMarketing people make me laugh sometimes. They come up with these phrases that they think are brilliant, but often there seems to be little or no thought placed on the moral value of the message. I’m in the debt management business, TRUST ME, you are not as rich as you think. In actuality, you are…
DetailsSo you’ve got a week off this summer but you don’t have big plans yet. That’s a great position to be in! If you’re a flexible traveler, and are ready to go where the deals are, you can have a great summer trip with minimal expenses. Part of the fun will be telling your friends…
DetailsThey’re around… they’re lurking their on most of our credit card bills. Tiny amounts (or big ones!) that add up slowly over time. Nope, I’m not talking about surcharges or hidden fees – I’m talking about fees that you knowingly sign up for and pay for each and every month – thinking that you’ll save…
DetailsOne of the biggest expenses that our customers complain about is unnecessary costs on food! Eating out, wasted money on groceries and more really mess with your budgets. Here are a few things to keep in mind the next time you open the fridge and realize it’s time to make some grocery purchases. Make a…
DetailsHave you ever wondered how the rest of Canadian couples spend and allocate their money? Well, here are some interesting number released by Stats Canada. (Keep in mind that these stats have been calculated in regards to Canadian couples that have at least one member 45 years or older). The study breaks down the way…
DetailsOk, ok – we all know how to use coupons, but it’s important to remember that even though you’re getting a deal you’re only actually saving money if it’s something that you would have purchased anyways. Occasionally coupons can wind up costing you much more than you wanted to spend – all in the name…
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