In Dave Ramsey’s book, ‘The Total Money Makeover’, he brings up a really interesting theory about how to get out of debt. It’s called The Debt Snowball. The theory works for people that are trying to get out of a few channels of consumer debt. While it’s opposite to some conventional thinking about debt, it…
DetailsOn Total Debt Freedom’s Facebook Wall, we asked you what you wanted to read on our blog. You came back with some great answers, and here are some of the results! Thanks to Jodi Thompson, Tim Trobacher and Mike Cowley for shouting out the need to look at how to save on gas! It’s one…
DetailsOn Total Debt Freedom’s Facebook Wall, we asked you what you wanted to read on our DEBT FREE LIVING blog. You came back with some great answers, and here are some of the results! Thanks to Debbie Bashford for suggesting we let younger fans know how they can start building a good credit rating now…
DetailsHere comes another easy budgeting tip for beginners. Some parts of saving and budgeting money come naturally, and some are tough. If you’ve already done the tough part and budgeted out how much money you’re able to safely spend during a week, sticking to that goal should be relatively easy. Money in hand It’s called the…
DetailsWhether you’ve had some credit card debt in the past, or are new to the credit card game a pre-paid card can be a great way to enhance your credit card skills, or stop dangerous spending. With most of the great benefits of a credit card, and a definite spending cap, financial success could be…
DetailsHere we are in the dog days of summer again. Just as the days are getting a bit lazier, it’s time to see the hottest articles at Total Debt Freedom! We checked into our stats, and here are our top 5 articles from July: 1. Canadian Personal Debt is on the Rise: Learn more about…
DetailsJust like the title says, here are 5 spending habits that will land you in some personal debt. Read on! 1. Not knowing We’ve said it before, and we’ll say it again: knowing how you currently stand financially is a huge part of your money-battle. Whether you’re in debt, at zero, or adding to your…
DetailsIf you’re in debt, you’re in good company. The average Canadian household owes $100,000 according to a financial survey earlier this year. That means all kinds of debt – student loans, credit card debt, mortgages and more. But – even though so many Canadians are in debt, doesn’t mean you want to be there forever.…
DetailsSo the long weekend is just around the corner. The kids want to get out of the backyard, you want to escape the crowds – and everyone is ready for a summer break! But what do you do when everything is booked, the roads are going to be busy and seasonal rates boost the overall…
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