The short answer is no. I am not aware of any “new government programs” or “bailouts” to help Canadians drowning in debt. So why are there companies promising new programs we have supposedly never heard of before? I’ve seen plenty of examples on the internet, here are two I recently came across. I saw this…
Details1. Are they located in Canada? You would be surprised how many companies that offer credit counselling or debt settlement are actually based out of offices in the United States, and pretend to be of Canadian origin. In my opinion, you are only a Canadian business if the entire operation is in Canada, and the…
DetailsSeeing as though today is the first day of Spring – everyone sets their sights on their house, apartment, car, closet, etc. There is nothing wrong with any of those but one thing people forget about “cleaning” is their finances. Take some time this coming weekend to go over all of your financial obligations and…
DetailsAt Total Debt Freedom our number one goal is to create raving fans, from employees to vendors and most importantly our clients. We learned this concept from Ken Blanchards’ audio book titled “Raving Fans” By giving ourselves that goal, and ensuring it is in our sights at all times (if it isn’t in writing it…
DetailsMany people look at complaints as something bad and unwanted; a complaint is made by someone who is in no way happy with you, your product or the services you have provided. Here at Total Debt Freedom we welcome complaints, to us it is free advice on what or where we went wrong. It gives…
DetailsIt’s March 13 and in Ontario, parents are 2 days into March Break. Are you running out of ideas yet? Well Look no further! Here are a couple ideas on what you can do this week for March break! 1.) Spring Clean! Tell your kids to go through their old toys and video games and…
DetailsAt least once in your life you are going to purchase something known as a “Big Ticket Item”. These things are typically a house, a car, a motorcycle, an airplane, etc. We all know you are eventually going to do it, and chances are you know for years that you are going to. For instance,…
DetailsThis blog has been brought on by one simple point – the increasing price of Gas. It has got my mind spinning and trying to figure out budgeting and what I need on a monthly basis and what I want on a monthly basis. Without Gas I can’t get to work – without going to…
DetailsFor those of us in Southern Ontario we have been quite lucky by having a mild winter so far. Some of us were hit with quite the snow storm all day Saturday. It’s finally starting to look like Winter out there. Let’s take a look at some ways to help keep the heat in and…
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