How Debt Settlement Works

Our debt help program, also known as debt negotiation, debt reduction or debt settlement, is an aggressive approach to getting you out of credit card debt. It is appropriate for people with unsecured debt from $10,000 up to $250,000. Our program is affordable and custom tailored to each of our client’s ability and resources to settle.

Our program is so effective that most of our clients find that upon completion they have become debt free in 3 years for less then what they owed when they started, and that includes our fee.

According to bankrate.com’s credit card calculator someone with only a $10,000 credit card debt at 18% interest would take nearly 58 years to pay off this debt off assuming that person sticks to the minimum payment each month. Total interest paid during that time would be $28,931 plus the $10,000 original balance.

Call us today to find out if you can qualify, and get an estimate on what your savings could be. All you need to get a free quote is a recent statement from each creditor so you know how much is owed and a few minutes of your time.

Types of Debt That Qualify For Our Debt Relief Program

Please note each debt must have an outstanding balance of at least $750.

Unsecured Debt Includes:

• Bank Credit Cards
• Department Store Credit Cards
• Retail Store Credit Cards
• Unsecured Personal Loans or Lines of Credit
• Auto Loans or Leases where the vehicle has been repossessed
• Unsecured Business Debts and more

The Following Debts Are NOT eligible for Debt Help:

• Student Loans and Taxes
• A Mortgage
• Payday Loans
• Car Payments
• Secured Loans or Lines of Credit